The financial impacts of CPA

Harriet Ernstsons-Evans • December 9, 2022

When we think of abuse, it’s perhaps the physical and emotional impacts which spring to mind initially. But there are often a whole range of effects – and it’s important, especially during the current cost of living crisis, to be aware of the many ways in which Child to Parent Abuse can have a negative impact on people’s financial situations.


Firstly, there may be direct financially or economically abusive behaviours being displayed. These could include:

  • Stealing items from the parent or the household. Our 2021 PEGS parent survey saw 39% of parents report their child had stolen from them, and 24% felt they were experiencing financial abuse.
  • Coercing the parent into handing over money, or purchasing items for them. 88% have experienced threats and 77% intimidation (about anything, not just money).
  • Fraudulently taking out credit cards or other accounts in their parent’s name.


Then there’s the cost associated with:

  • Replacing damaged items or property.
  • Potentially having to seek legal support if the situation escalates.
  • Even having to move house. 7% have been threatened with eviction or needed to move because of CPA.
  • Having to reduce hours or quit work altogether. Of PEGS parents who were previously employed, 48% had to reduce their hours, and 22% left their job totally.


If you’re experiencing increased money worries as a result of Child to Parent Abuse, or direct financial/economic abuse from your child, then there are a range of organisations out there who can support you:


Citizens Advice


Money Advice Plus


Money Helper


National Centre for Domestic Violence financial abuse toolkit


National Domestic Abuse Helpline

0808 2000 247 (24-hour)


Surviving Economic Abuse

0808 196 8845 (Monday-Friday 9am to 1pm and 2pm to 5pm, free)


UK Finance


And many banks now have specialist teams who can provide support to those affected by financial abuse. Here are some of the larger banks – if yours isn’t on the list then do check directly with them to see how they may be able to support you.


Barclays

Fill in the form to let their team know when they can contact you.


Halifax

0800 0854 475 (Monday – Friday 8am to 6pm)


HSBC

03457 404 404 


Lloyds

0800 0665 703 (Monday – Friday 8am to 6pm)


Nationwide

0800 917 23 93 (Monday – Friday 9am to 5pm, Saturday 9am to 1pm)


Natwest

03457 888 444 (8am to 8pm)


Royal Bank of Scotland

03457 24 24 24 (8am to 8pm)


Santander

0800 011 3414


By PEGS Admin June 15, 2026
Child to Parent Abuse organisation founder awarded MBE The founder of a social enterprise which has supported thousands of parents impacted by abusive behaviours from their children has been awarded an MBE. Michelle John, originally from Pembrokeshire in Wales but now based in Shropshire, was among the names announced for the prestigious accolade in the King’s Birthday Honours List this year. In 2020, Michelle set up not-for-profit organisation PEGS with the aim of supporting parents and carers, training professionals, influencing local and national policy, and raising awareness of Child to Parent Abuse – which is thought to affect up to one in ten households in the UK. Since then, she has grown a team of experts who have trained police, social workers, teachers and many other professionals to better recognise the signs of CPA, support parents, and signpost to specialist organisations. In addition, Michelle set up a range of parent-focused initiatives including daily practitioner-led online sessions, a Facebook peer support group which now has 3,300 members, and one-to-one offerings for those at highest risk. PEGS launched a CPA Covenant for employers in partnership with the Department for Work and Pensions, only the fourth such covenant to be backed by the Government, and Michelle has advised everyone from the Home Office to Channel 4 and the BBC on CPA – the latter for storyline on Hollyoaks and EastEnders. Her work has seen CPA covered by journalists across television news programmes, national newspapers and magazine, and regional press and radio, and she’s received numerous awards both in the UK and internationally. Michelle, whose MBE was awarded for Family Support and Advocacy, said: “This honour is also shared with the parents who have trusted me along the way: they drive me, inspire me and I will always stand with them. “I feel proud, privileged and very grateful – and I’d like to thank everyone who has supported me and PEGS along the way. There is much more to come for PEGS, and we will continue to work every day for the parents and carers who have been or continue to be impacted by CPA. “There is so much to reflect on from the journey of the last six years, and there have been many highlights and challenges along the way. I am sure there will be many more in the future – although being told I’d received an MBE will always remain a truly incredible moment that I’ll remember forever!” For more information about us, visit www.pegsupport.co.uk or search for 'PEGS' on social media!
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